Disclaimer

1. General Information

The content, services, features, and tools provided through Zibcha's website and mobile application ("Platform") are intended for general informational purposes and personal document management only.

Zibcha is operated by Ikshudhan NextGen Solutions Pvt Ltd ("Company", "we", "our", or "us"). By accessing or using Zibcha, you agree to this Disclaimer.

2. No Financial or Legal Advice

Zibcha does not provide financial, investment, tax, or legal advice. Any content or data available on the Platform:

• Is purely for user convenience and record-keeping

• Should not be construed as a recommendation, solicitation, or endorsement of financial products or services

• Users are solely responsible for consulting certified financial, tax, or legal professionals before making any decisions based on information stored or retrieved via Zibcha.

   

3. Limitation of Liability

While we strive to maintain accurate, secure, and uninterrupted services, Zibcha, its directors, employees, partners, or affiliates shall not be liable for:

• Loss of documents or data

• Any unauthorized access, hacking, or misuse of your stored data

• Financial losses or legal consequences arising from document content inaccuracies or outdated information

• Business interruption, downtime, or loss of data due to technical glitches or third-party failures

Your use of Zibcha is at your own risk. Our platform is provided “as is” and “as available” without warranties of any kind.

4. Accuracy and Responsibility

Zibcha relies entirely on user-uploaded data and information.

• We do not verify the correctness, completeness, or legality of any uploaded document or input.

• Users are solely responsible for the accuracy, legality, and authenticity of the documents and information they store, upload, or share via Zibcha.

   

5. Third-Party Services & Links

• Zibcha may contain links to third-party websites, services, or integrations (e.g., cloud storage, analytics). These are provided solely for user convenience.

• We do not control or endorse third-party content, policies, or services.

• Zibcha is not responsible for any loss, damage, or issues arising from the use of third-party websites or services.

• Users should review the terms and privacy policies of any third-party platforms they access through Zibcha.

   

6. Data Security & Internet Risks

While Zibcha uses encryption and best practices for data protection:

• No system is completely secure.

• Users acknowledge potential risks like hacking, phishing, and other cyber threats.

• Zibcha is not liable for any security breach or unauthorized access caused by factors beyond our reasonable control.

   

7. Service Availability & No Warranties

Zibcha makes no warranties, express or implied, regarding:

• Continuous, uninterrupted, or error-free operation of the Platform

• The accuracy, reliability, or completeness of any content or service

• The suitability of the platform for any specific purpose

• The platform may experience occasional downtime due to maintenance, updates, or technical issues.

   

8. User Obligations

By using Zibcha, you agree that:

• You will not use the platform for unlawful or fraudulent purposes

• You are responsible for safeguarding your login credentials

• You will update and verify your documents regularly to ensure accuracy

   

9. Additional disclaimers

1. External Links Disclaimer : Zibcha may contain links to third-party websites, apps, or services for user convenience. We do not control or endorse the content, accuracy, or practices of any external websites. Accessing these links is at your own risk, and Zibcha is not responsible for any loss or damage arising from such use.

2. Investment and Financial Content Disclaimer: Zibcha may include content related to investment strategies, financial products, or market insights. Such content is for informational purposes only and should not be considered as financial advice. Users should consult qualified financial advisors before making any investment decisions. Zibcha is not responsible for any financial loss arising from reliance on such content.

3. Affiliate Links and Earnings Disclaimer: Zibcha participates in affiliate programs, including the Amazon Affiliate Program. Some links on the platform may generate commissions if you purchase through them. This does not affect the price you pay. We strive to ensure transparency, but we do not guarantee product quality or service delivery from third parties.

4. Price Accuracy Disclaimer: Prices mentioned on Zibcha (for products or services) are subject to change without notice and may differ from the actual price on Amazon or other third-party sites. Zibcha does not guarantee price accuracy and is not liable for pricing discrepancies.

5. Health and Fitness Content Disclaimer: Zibcha may share health and fitness tips provided by experts. These tips are general in nature and should not replace professional medical advice. Always consult a qualified healthcare provider before making health-related decisions.

6. Medical Information Disclaimer: Zibcha may contain medical-related information shared by experts for informational purposes only. This does not constitute medical advice, diagnosis, or treatment. Users must consult certified medical professionals for personalized medical guidance.

7. Professional Relationship Disclaimer: No professional-client relationship is created between Zibcha and its users through the use of this platform. All information is general and educational. For professional advice, users should consult certified practitioners or experts.

8. Social Media Content Disclaimer: Zibcha maintains official social media channels. Content shared on these channels is informational and may not always reflect the most updated policies or features of the platform. Users should verify details directly on the Zibcha website or app.

9. Copyright and Fair Use Disclaimer: Zibcha may occasionally use copyrighted materials under the Fair Use doctrine (for educational, commentary, or research purposes). All intellectual property rights remain with the original owners. If you believe your copyrighted work has been used improperly, please contact us at support@zibcha.com.

10. User Responsibility Disclaimer: By using Zibcha, you accept that you are solely responsible for your actions, decisions, and use of the platform. Zibcha disclaims any liability arising from user reliance on the content, services, or features of the platform.

11. Contact Us: For any questions or clarifications regarding this Disclaimer, reach out to us at - support@zibcha.com

10. Governing Law and Jurisdiction

This Disclaimer is governed by the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the competent courts located in Hyderabad/Telangana.

11. Changes to This Disclaimer

Zibcha reserves the right to update or modify this Disclaimer at any time. Updates will be posted on the platform, and continued use constitutes your acceptance of the changes.

Zibcha’s Promise:

We operate with transparency, but your financial and legal decisions should be made independently with professional advice. Zibcha is a record-keeping and document management platform, not a financial advisor or legal service.